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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. Which of the following is a radioactive odorless gas which may require mitigation?

A) carbon monoxide
B) formaldehyde
C) asbestos
D) radon

2. To avoid triggering full disclosure under TILA when advertising financing availability on a listed property, which of the following statements must a real estate licensee avoid using?

A) FHA and VA financing available
B) buy for less than $650 per month
C) assumable loan
D) owner willing to finance

3. A subordination agreement is used to:

A) pledge property for a loan without giving up possession.
B) assign rents to the lender in case of borrower default.
C) initiate foreclosure proceedings.
D) change the priority of mortgages.

4. Which of the following can hold escrow accounts?

A) lenders, brokers, and real estate commissions
B) banks, salespersons, and title companies
C) banks, brokers, and attorneys
D) salespersons, brokers, and lenders

5. Which of the following items would be prorated at closing with the credit going to the seller?

A) accrued interest on an assumed mortgage
B) unearned rent collected in advance
C) prepaid property taxes
D) earnest money

Solutions: