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Real Estate Maryland Real Estate Salesperson Examination Sample Questions:

1. Where can you find out what's not covered by a title insurance policy?

A) The title insurance policy's schedule of exceptions
B) The lender's attorney
C) The county clerk's office
D) The internet

2. An organization with many investors who jointly participate in a real estate investment and must adhere to the rules and regulations of the Securities and Exchange Commission is a

A) C corporation
B) Partnership
C) S corporation
D) Syndicate

3. Once signed, the listing agreement is a legally binding contract between

A) The buyer and seller
B) The buyer's agent and seller
C) The seller and lender
D) The listing broker and seller

4. Which type of antitrust violation involves two or more businesses conspiring against another business?

A) Market allocation
B) Group boycotting
C) Price fixing
D) Tie-in arrangement

5. Jillian has a loan-to-value ratio of 90/100. This means-

A) Her loan is 10% of the value of the real estate used as collateral and she is obtaining a second mortgage for 90%.
B) Her loan is 90% of the value of the real estate used as collateral and she is putting 10% down.
C) She is putting 10% down, with 90% being pulled from her IRA.
D) The property is only worth 90% of the amount loaned.

Solutions: